Moving from New Jersey to Pennsylvania
At $100,000 a single filer saves $1,110 a year by moving from New Jersey to Pennsylvania — $93 a month. New Jersey charges $4,180 at that income and Pennsylvania charges $3,070, an effective 4.18% against 3.07%.
The gap is not constant. At $50,000 it is $320; at $500,000 it is $14,310. New Jersey is graduated and Pennsylvania is flat, which is why the gap widens as income rises.
The move priced at every income
State income tax in both jurisdictions for tax year 2026, at the standard tiers. Change the filing status to see how the answer moves.
| Income | New Jersey tax | Pennsylvania tax | Change per year | Change per month | Effective rate |
|---|---|---|---|---|---|
| $50,000 | $1,215 | $1,535 | +$320 | +$27 | 2.43% → 3.07% |
| $75,000 | $2,596 | $2,303 | −$294 | −$24 | 3.46% → 3.07% |
| $100,000 | $4,180 | $3,070 | −$1,110 | −$93 | 4.18% → 3.07% |
| $150,000 | $7,365 | $4,605 | −$2,760 | −$230 | 4.91% → 3.07% |
| $250,000 | $13,735 | $7,675 | −$6,060 | −$505 | 5.49% → 3.07% |
| $500,000 | $29,660 | $15,350 | −$14,310 | −$1,193 | 5.93% → 3.07% |
Want a figure for your own income? Open this pair in the moving calculator, which also takes Maryland county and New York City local taxes.
Both states at $100,000
New Jersey (leaving)
$100,000 · Single · TY2026Pennsylvania (arriving)
$100,000 · Single · TY2026How many people make this move
38,467 people moved from New Jersey to Pennsylvania in 2024, give or take 4,874 — the American Community Survey is a sample, and its margin of error on a flow this size is wide. That makes it the sixth busiest of the 40 routes this site covers.
The traffic runs both ways: 25,902 people moved the other way, from Pennsylvania to New Jersey, in the same year. That is a net 12,565 toward Pennsylvania. The return trip has its own page: moving from Pennsylvania to New Jersey.
Movers: U.S. Census Bureau, Table 1. State-to-State Migration Flows: 2024 (American Community Survey 1-year estimates) (retrieved 2026-09-19). Universe: population 1 year and over in the united states. Tax figures are computed from each state's own rate schedule and are unrelated to this dataset.
What else changes between New Jersey and Pennsylvania
Local income tax. Pennsylvania has localities that levy their own income tax; New Jersey does not, so the figures above understate what you would pay after the move. See what they cost.
Capital gains. A long-term gain meets a top rate of 10.75% in New Jersey and 3.07% in Pennsylvania.
New Jersey, today: The Division of Taxation states that "New Jersey does not differentiate between short-term and long-term capital gains." Net gains from the disposition of property are one of New Jersey's categories of gross income, taxed on the ordinary schedule up to 10.75%.
Pennsylvania, after the move: Pennsylvania's own PIT Guide puts it in one line: "Pennsylvania makes no provision for capital gains. There are no provisions for long-term and short-term gains." Net gains from the disposition of property are simply one of Pennsylvania's eight classes of income, taxed at the flat 3.07%. Compare every state.
Retirement income. Pennsylvania: Social Security benefits are not taxable for Pennsylvania personal income tax purposes. Compare every state.
Direction of travel. New Jersey's top rate has not moved since 2021. Pennsylvania's top rate has not moved since 2021. New Jersey history · Pennsylvania history.
What this does not answer
State income tax only. Property tax, sales tax and housing costs usually matter more to a moving decision than the figures on this page, and none of them is here.
A full year in each state. In the year you move you will normally file part-year returns in both, splitting the income between them, so neither column is what you will actually pay that year.
Rates are tax year 2026. Sources: New Jersey Division of Taxation and Pennsylvania Department of Revenue. How we verify this data · Disclaimer