Moving Calculator: What Changes in Your State Income Tax
Pick the state you are leaving and the one you are moving to. You get the change in your state income tax as an annual figure and a monthly one, the effective rate in both, and the top marginal rate in both. Where a locality levies its own income tax on top — every Maryland county, and New York City — you can pick it and the figure includes it.
The URL updates as you change the inputs, so you can copy it and the scenario reloads exactly as you left it.
At $100,000 as a single filer, moving from California to Texas would save you $5,055 a year — $421 a month.
| California (now)2025 brackets | Texas (after) | Change | |
|---|---|---|---|
| State income tax | $5,055 | $0 | −$5,055 |
| Total, per year | $5,055 | $0 | −$5,055 |
| Total, per month | $421 | $0 | −$421 |
| Effective rate | 5.05% | 0.00% | -5.05 pts |
| Top marginal rate | 13.3% | None | -13.30 pts |
| Your marginal rate | 9.3% | None | -9.30 pts |
| Structure | Graduated | No income tax |
California: tax year 2025 figures. The California amounts shown here are the 2025 brackets, standard deduction and exemptions, published for 2026 because California has not yet published its 2026 inflation-indexed brackets, standard deduction or exemption credits. The 2026 Form 540-ES instructions confirm the structure for 2026 — nine brackets from 1% to 12.3% plus the 1% Behavioral Health Services Tax above $1,000,000 — and direct taxpayers to the 2025 standard deduction and exemption credit amounts in the meantime. Source: California Franchise Tax Board, 2025 California Tax Rate Schedules (Form 540 booklet), verified .
This URL carries your inputs — copy it to send this scenario to someone else. Full detail: California · Texas · methodology
What this includes, and what it leaves out
State income tax only, plus the local taxes we hold. Maryland's 24 county rates and New York City's four brackets are modelled and are charged on taxable income, not on gross — the shortcut of applying a local rate to your salary overstates the bill at every income. Other states with local income taxes (Ohio, Pennsylvania, Indiana, Kentucky, Michigan, Missouri, Alabama, Iowa, Delaware, Oregon, West Virginia) are flagged but not computed; see local income taxes.
Nothing outside income tax. Property tax, sales tax, insurance and the cost of housing usually swamp the income tax difference in a real moving decision. A state with no income tax is not automatically cheaper to live in, and this calculator cannot tell you whether it is.
No part-year apportionment. The figures answer "what would a full year in each state cost". In the year you actually move you will normally file part-year returns in both states and split the income between them.
Federal tax does not change. Your federal bill is the same in all fifty states; only the deduction for state taxes paid moves, and only if you itemise.
The routes people actually take
These are the 57 busiest interstate moves among the jurisdictions we publish, by number of people. The busiest is California to Texas, which 77,161 people made in 2024. Each has a page with the figures worked at every income tier.
- California → Texas 77,161
- New York → New Jersey 56,799
- California → Nevada 53,289
- California → Arizona 52,383
- Florida → Georgia 52,371
- Florida → Texas 52,219
- New York → Florida 50,661
- Texas → California 45,447
- Texas → Florida 45,259
- California → Washington 43,938
- New Jersey → Pennsylvania 38,467
- California → Florida 36,194
Movers from U.S. Census Bureau, Table 1. State-to-State Migration Flows: 2024 (American Community Survey 1-year estimates) (retrieved 2026-09-23). Universe: population 1 year and over in the united states.
Every route, priced at $100,000
What each of these 57 moves does to a single filer earning $100,000, for tax year 2026. A negative figure is a saving. The largest is Oregon to Washington at $7,913 a year.
| Move | Movers | Tax now | Tax after | Change per year | Effective rate |
|---|---|---|---|---|---|
| California → Texas2025 brackets | 77,161 | $5,055 | $0 | −$5,055 | 5.05% → 0.00% |
| New York → New Jersey | 56,799 | $4,860 | $4,180 | −$680 | 4.86% → 4.18% |
| California → Nevada2025 brackets | 53,289 | $5,055 | $0 | −$5,055 | 5.05% → 0.00% |
| California → Arizona2025 brackets | 52,383 | $5,055 | $2,106 | −$2,949 | 5.05% → 2.11% |
| Florida → Georgia | 52,371 | $0 | $4,242 | +$4,242 | 0.00% → 4.24% |
| Florida → Texas | 52,219 | $0 | $0 | No change | 0.00% → 0.00% |
| New York → Florida | 50,661 | $4,860 | $0 | −$4,860 | 4.86% → 0.00% |
| Texas → California2025 brackets | 45,447 | $0 | $5,055 | +$5,055 | 0.00% → 5.05% |
| Texas → Florida | 45,259 | $0 | $0 | No change | 0.00% → 0.00% |
| California → Washington2025 brackets | 43,938 | $5,055 | $0 | −$5,055 | 5.05% → 0.00% |
| New Jersey → Pennsylvania | 38,467 | $4,180 | $3,070 | −$1,110 | 4.18% → 3.07% |
| California → Florida2025 brackets | 36,194 | $5,055 | $0 | −$5,055 | 5.05% → 0.00% |
| New Jersey → New York | 36,002 | $4,180 | $4,860 | +$680 | 4.18% → 4.86% |
| Georgia → Florida | 34,388 | $4,242 | $0 | −$4,242 | 4.24% → 0.00% |
| Florida → North Carolina | 33,591 | $0 | $3,481 | +$3,481 | 0.00% → 3.48% |
| Pennsylvania → Florida | 33,530 | $3,070 | $0 | −$3,070 | 3.07% → 0.00% |
| North Carolina → South Carolina | 33,151 | $3,481 | $4,244 | +$763 | 3.48% → 4.24% |
| Oregon → Washington | 32,341 | $7,913 | $0 | −$7,913 | 7.91% → 0.00% |
| California → Oregon2025 brackets | 31,500 | $5,055 | $7,913 | +$2,858 | 5.05% → 7.91% |
| California → New York2025 brackets | 31,367 | $5,055 | $4,860 | −$195 | 5.05% → 4.86% |
| South Carolina → North Carolina | 29,982 | $4,244 | $3,481 | −$763 | 4.24% → 3.48% |
| New York → Pennsylvania | 29,274 | $4,860 | $3,070 | −$1,790 | 4.86% → 3.07% |
| Virginia → Florida | 28,901 | $4,936 | $0 | −$4,936 | 4.94% → 0.00% |
| Virginia → North Carolina | 28,409 | $4,936 | $3,481 | −$1,455 | 4.94% → 3.48% |
| New York → Texas | 28,233 | $4,860 | $0 | −$4,860 | 4.86% → 0.00% |
| Arizona → California2025 brackets | 28,174 | $2,106 | $5,055 | +$2,949 | 2.11% → 5.05% |
| Florida → New York | 28,080 | $0 | $4,860 | +$4,860 | 0.00% → 4.86% |
| Texas → Oklahoma | 28,074 | $0 | $3,955 | +$3,955 | 0.00% → 3.95% |
| Virginia → Maryland | 28,004 | $4,936 | $4,386 | −$550 | 4.94% → 4.39% |
| Texas → Colorado | 27,574 | $0 | $3,692 | +$3,692 | 0.00% → 3.69% |
| Washington → California2025 brackets | 26,956 | $0 | $5,055 | +$5,055 | 0.00% → 5.05% |
| Pennsylvania → New Jersey | 25,902 | $3,070 | $4,180 | +$1,110 | 3.07% → 4.18% |
| North Carolina → Florida | 25,865 | $3,481 | $0 | −$3,481 | 3.48% → 0.00% |
| Illinois → Indiana | 25,727 | $4,805 | $2,921 | −$1,885 | 4.81% → 2.92% |
| Maryland → Virginia | 25,183 | $4,386 | $4,936 | +$550 | 4.39% → 4.94% |
| New York → Connecticut | 25,095 | $4,860 | $3,925 | −$935 | 4.86% → 3.92% |
| Florida → Pennsylvania | 25,048 | $0 | $3,070 | +$3,070 | 0.00% → 3.07% |
| New York → California2025 brackets | 24,927 | $4,860 | $5,055 | +$195 | 4.86% → 5.05% |
| Florida → Virginia | 24,818 | $0 | $4,936 | +$4,936 | 0.00% → 4.94% |
| Illinois → Florida | 24,410 | $4,805 | $0 | −$4,805 | 4.81% → 0.00% |
| Louisiana → Texas | 24,170 | $2,614 | $0 | −$2,614 | 2.61% → 0.00% |
| Illinois → Wisconsin | 24,045 | $4,805 | $4,428 | −$378 | 4.81% → 4.43% |
| Illinois → Texas | 23,509 | $4,805 | $0 | −$4,805 | 4.81% → 0.00% |
| Minnesota → Wisconsin | 23,463 | $5,277 | $4,428 | −$849 | 5.28% → 4.43% |
| Pennsylvania → New York | 23,152 | $3,070 | $4,860 | +$1,790 | 3.07% → 4.86% |
| Colorado → Texas | 22,986 | $3,692 | $0 | −$3,692 | 3.69% → 0.00% |
| North Carolina → Virginia | 22,757 | $3,481 | $4,936 | +$1,455 | 3.48% → 4.94% |
| New Jersey → Florida | 22,646 | $4,180 | $0 | −$4,180 | 4.18% → 0.00% |
| Massachusetts → Florida | 21,834 | $4,780 | $0 | −$4,780 | 4.78% → 0.00% |
| Missouri → Kansas | 21,660 | $3,763 | $4,780 | +$1,018 | 3.76% → 4.78% |
| Nevada → California2025 brackets | 21,133 | $0 | $5,055 | +$5,055 | 0.00% → 5.05% |
| Texas → Georgia | 20,968 | $0 | $4,242 | +$4,242 | 0.00% → 4.24% |
| Washington → Oregon | 20,388 | $0 | $7,913 | +$7,913 | 0.00% → 7.91% |
| Florida → Ohio | 20,338 | $0 | $2,313 | +$2,313 | 0.00% → 2.31% |
| Wisconsin → Minnesota | 20,316 | $4,428 | $5,277 | +$849 | 4.43% → 5.28% |
| Massachusetts → New Hampshire | 20,310 | $4,780 | $0 | −$4,780 | 4.78% → 0.00% |
| California → Virginia2025 brackets | 20,180 | $5,055 | $4,936 | −$119 | 5.05% → 4.94% |
California: tax year 2025 figures. The California amounts shown here are the 2025 brackets, standard deduction and exemptions, published for 2026 because California has not yet published its 2026 inflation-indexed brackets, standard deduction or exemption credits. The 2026 Form 540-ES instructions confirm the structure for 2026 — nine brackets from 1% to 12.3% plus the 1% Behavioral Health Services Tax above $1,000,000 — and direct taxpayers to the 2025 standard deduction and exemption credit amounts in the meantime. Source: California Franchise Tax Board, 2025 California Tax Rate Schedules (Form 540 booklet), verified .
Compare any two states side by side · State calculator · How we verify this data · Disclaimer — this is published information, not tax advice.