New Mexico vs Utah Income Tax — 2026
A single filer earning $100,000 pays $881 less per year in New Mexico than in Utah — $73 a month. New Mexico charges $3,569; Utah charges $4,450.
Why this pair has a page: bordering states.
New Mexico at $100K
$3,569
3.57%
Utah at $100K
$4,450
4.45%
Annual difference
$881
$73 a month
National ranks
22 vs 38
of 50, lowest tax first
The bill at every income
Single filer, standard deduction, no dependents. State income tax only.
| Gross income | New Mexico tax | Utah tax | Difference |
|---|---|---|---|
| $50,000 | $1,184 | $1,666 | $482 less in NM |
| $75,000 | $2,359 | $3,103 | $744 less in NM |
| $100,000 | $3,569 | $4,450 | $881 less in NM |
| $150,000 | $6,019 | $6,675 | $656 less in NM |
| $250,000 | $11,158 | $11,125 | $33 less in UT |
| $500,000 | $25,908 | $22,250 | $3,658 less in UT |
| $1,000,000 | $55,408 | $44,500 | $10,908 less in UT |
How the two systems differ
| New Mexico | Utah | |
|---|---|---|
| Tax structure | Graduated | Flat rate |
| Top marginal rate | 5.9% | 4.45% |
| Number of brackets | 6 | 1 |
| Standard deduction (single) | $16,100 | None |
| Personal exemption | None | $966 credit |
| Local income taxes | No | No |
| Capital gains | preferential | ordinary |
| Population (2024) | 2,130,256 | 3,503,613 |
By filing status
| Filing status | New Mexico | Utah | Difference |
|---|---|---|---|
| Single | $3,569 | $4,450 | $881 less in NM |
| Married filing jointly | $2,576 | $3,332 | $756 less in NM |
| Married filing separately | $3,706 | $4,450 | $744 less in NM |
| Head of household | $2,954 | $3,936 | $982 less in NM |
Change the assumptions
Adjust income and filing status, or swap either state. The URL updates so you can share the exact comparison.
At $100,000 as a single filer, New Mexico costs $881 less per year than Utah — $73 a month.
| New Mexico | Utah | Difference | |
|---|---|---|---|
| State income tax | $3,569 | $4,450 | $881 |
| Per month | $297 | $371 | $73 |
| Effective rate | 3.57% | 4.45% | 0.88 pts |
| Marginal rate | 4.9% | 4.45% | 0.45 pts |
| Standard deduction | $16,100 | $0 | $16,100 |
| Taxable income | $83,900 | $100,000 | $16,100 |
| Tax structure | Graduated | Flat rate | |
| Local income taxes | No | No |
Full detail: New Mexico · Utah · methodology
What this comparison leaves out
Sources for both states
- 1.New Mexico Taxation and Revenue DepartmentState revenue departmentFYI-104, New Mexico Withholding Tax, Effective January 1, 2026 (Rev. 11/2025)Retrieved · 2026 percentage-method tables reproduce the same 1.5%/3.2%/4.3%/4.7%/4.9%/5.9% progression and the same bracket widths ($8,000, $25,000, $50,000, $100,000, $315,000 above the deduction offset for married filers), confirming the statutory schedule is unchanged for 2026.
- 2.Tax FoundationResearch organisation (cross-check)State Individual Income Tax Rates and Brackets, 2026Retrieved · Reproduces the same six brackets for both filing schedules.
- 3.Utah State LegislatureState statuteS.B. 60, Income Tax Rate Amendments (2026 General Session, enrolled)Retrieved · Amends Utah Code 59-10-104: tax equals state taxable income multiplied by "4.45%" (replacing "4.5%"). Effective May 6, 2026, with retrospective operation for taxable years beginning on or after January 1, 2026.
Figures on this page were last checked against these sources on . Found something wrong? Report it.