Moving from New Jersey to New York
At $100,000 a single filer pays $680 a year for moving from New Jersey to New York — $57 a month. New Jersey charges $4,180 at that income and New York charges $4,860, an effective 4.18% against 4.86%.
The gap is not constant. At $50,000 it is $888; at $500,000 it is $1,427. Both states run a graduated schedule, so the gap moves slowly across the range.
The move priced at every income
State income tax in both jurisdictions for tax year 2026, at the standard tiers. Change the filing status to see how the answer moves.
| Income | New Jersey tax | New York tax | Change per year | Change per month | Effective rate |
|---|---|---|---|---|---|
| $50,000 | $1,215 | $2,103 | +$888 | +$74 | 2.43% → 4.21% |
| $75,000 | $2,596 | $3,453 | +$857 | +$71 | 3.46% → 4.60% |
| $100,000 | $4,180 | $4,860 | +$680 | +$57 | 4.18% → 4.86% |
| $150,000 | $7,365 | $7,810 | +$445 | +$37 | 4.91% → 5.21% |
| $250,000 | $13,735 | $13,962 | +$227 | +$19 | 5.49% → 5.58% |
| $500,000 | $29,660 | $31,087 | +$1,427 | +$119 | 5.93% → 6.22% |
Want a figure for your own income? Open this pair in the moving calculator, which also takes Maryland county and New York City local taxes.
Both states at $100,000
New Jersey (leaving)
$100,000 · Single · TY2026New York (arriving)
$100,000 · Single · TY2026How many people make this move
36,002 people moved from New Jersey to New York in 2024, give or take 5,753 — the American Community Survey is a sample, and its margin of error on a flow this size is wide. That makes it the seventh busiest of the 40 routes this site covers.
The traffic runs both ways: 56,799 people moved the other way, from New York to New Jersey, in the same year. That is a net 20,797 toward New Jersey. The return trip has its own page: moving from New York to New Jersey.
Movers: U.S. Census Bureau, Table 1. State-to-State Migration Flows: 2024 (American Community Survey 1-year estimates) (retrieved 2026-09-19). Universe: population 1 year and over in the united states. Tax figures are computed from each state's own rate schedule and are unrelated to this dataset.
What else changes between New Jersey and New York
Local income tax. New York has localities that levy their own income tax; New Jersey does not, so the figures above understate what you would pay after the move. See what they cost.
Capital gains. A long-term gain meets a top rate of 10.75% in New Jersey and 10.90% in New York.
New Jersey, today: The Division of Taxation states that "New Jersey does not differentiate between short-term and long-term capital gains." Net gains from the disposition of property are one of New Jersey's categories of gross income, taxed on the ordinary schedule up to 10.75%.
New York, after the move: New York taxes a capital gain at the ordinary rates, up to 10.9%. There is no preferential rate and no general exclusion. Compare every state.
Retirement income. New York: Social Security and Tier 1 railroad retirement benefits may be excluded from New York adjusted gross income to the extent they are included in federal AGI. Compare every state.
Direction of travel. New Jersey's top rate has not moved since 2021. New York's top rate has risen 2.08 points since 2021. New Jersey history · New York history.
What this does not answer
State income tax only. Property tax, sales tax and housing costs usually matter more to a moving decision than the figures on this page, and none of them is here.
A full year in each state. In the year you move you will normally file part-year returns in both, splitting the income between them, so neither column is what you will actually pay that year.
Rates are tax year 2026. Sources: New Jersey Division of Taxation and New York State Department of Taxation and Finance. How we verify this data · Disclaimer