Moving from New York to Pennsylvania
At $100,000 a single filer saves $1,790 a year by moving from New York to Pennsylvania — $149 a month. New York charges $4,860 at that income and Pennsylvania charges $3,070, an effective 4.86% against 3.07%.
The gap is not constant. At $50,000 it is $568; at $500,000 it is $15,737. New York is graduated and Pennsylvania is flat, which is why the gap widens as income rises.
The move priced at every income
State income tax in both jurisdictions for tax year 2026, at the standard tiers. Change the filing status to see how the answer moves.
| Income | New York tax | Pennsylvania tax | Change per year | Change per month | Effective rate |
|---|---|---|---|---|---|
| $50,000 | $2,103 | $1,535 | −$568 | −$47 | 4.21% → 3.07% |
| $75,000 | $3,453 | $2,303 | −$1,151 | −$96 | 4.60% → 3.07% |
| $100,000 | $4,860 | $3,070 | −$1,790 | −$149 | 4.86% → 3.07% |
| $150,000 | $7,810 | $4,605 | −$3,205 | −$267 | 5.21% → 3.07% |
| $250,000 | $13,962 | $7,675 | −$6,287 | −$524 | 5.58% → 3.07% |
| $500,000 | $31,087 | $15,350 | −$15,737 | −$1,311 | 6.22% → 3.07% |
Want a figure for your own income? Open this pair in the moving calculator, which also takes Maryland county and New York City local taxes.
Both states at $100,000
New York (leaving)
$100,000 · Single · TY2026Pennsylvania (arriving)
$100,000 · Single · TY2026How many people make this move
29,274 people moved from New York to Pennsylvania in 2024, give or take 4,078 — the American Community Survey is a sample, and its margin of error on a flow this size is wide. That makes it the 14th busiest of the 40 routes this site covers.
The traffic runs both ways: 23,152 people moved the other way, from Pennsylvania to New York, in the same year. That is a net 6,122 toward Pennsylvania. The return trip has its own page: moving from Pennsylvania to New York.
Movers: U.S. Census Bureau, Table 1. State-to-State Migration Flows: 2024 (American Community Survey 1-year estimates) (retrieved 2026-09-19). Universe: population 1 year and over in the united states. Tax figures are computed from each state's own rate schedule and are unrelated to this dataset.
What else changes between New York and Pennsylvania
Local income tax. Both New York and Pennsylvania have localities that levy their own income tax on top of the state figures above. See what they cost.
Capital gains. A long-term gain meets a top rate of 10.90% in New York and 3.07% in Pennsylvania.
New York, today: New York taxes a capital gain at the ordinary rates, up to 10.9%. There is no preferential rate and no general exclusion.
Pennsylvania, after the move: Pennsylvania's own PIT Guide puts it in one line: "Pennsylvania makes no provision for capital gains. There are no provisions for long-term and short-term gains." Net gains from the disposition of property are simply one of Pennsylvania's eight classes of income, taxed at the flat 3.07%. Compare every state.
Retirement income. Pennsylvania: Social Security benefits are not taxable for Pennsylvania personal income tax purposes. Compare every state.
Direction of travel. New York's top rate has risen 2.08 points since 2021. Pennsylvania's top rate has not moved since 2021. New York history · Pennsylvania history.
What this does not answer
State income tax only. Property tax, sales tax and housing costs usually matter more to a moving decision than the figures on this page, and none of them is here.
A full year in each state. In the year you move you will normally file part-year returns in both, splitting the income between them, so neither column is what you will actually pay that year.
Rates are tax year 2026. Sources: New York State Department of Taxation and Finance and Pennsylvania Department of Revenue. How we verify this data · Disclaimer