$35,000 After Taxes in Iowa (2026)

A single filer paid $35,000 in Iowa has $18,900 of federal taxable income after the $16,100 standard deduction. The top slice of that income falls in the 12% federal bracket, which starts at $12,400 of taxable income, and federal income tax comes to $2,020, or 5.77% of the salary.

Payroll tax is federal and the same in Iowa as everywhere else: on $35,000 of wages it is $2,678, made up of $2,170 of Social Security at 6.2% of every dollar and $508 of Medicare at 1.45%.

Iowa taxable income is $18,900, and Iowa taxes it at its flat 3.8% rate. State income tax is $678, after $40 of credits the state applies at this income, 1.94% of the salary. Iowa's individual income tax is a flat 3.8% for tax year 2025 and later, the final step of S.F. 2442 (2024).

Altogether $5,376 of a $35,000 Iowa salary goes to tax, an effective total rate of 15.36%, which leaves $29,624 a year: $2,469 a month, $1,139 every two weeks, $570 a week, or $14 an hour over 2,080 hours.

At $35,000, Iowa ranks 19th of 51 jurisdictions for take-home pay, highest first. A no-tax state leaves $678 more a year, and the median state $129 less than Iowa. The lowest take-home at $35,000 is $28,253, in Oregon, $1,371 less than in Iowa.

Across the state line the same $35,000 leaves a single filer: Minnesota $29,249, $376 less; Wisconsin $29,465, $159 less; Illinois $28,715, $910 less; Missouri $29,619, $6 less; Nebraska $29,590, $35 less; South Dakota $30,303, $678 more.

Some localities in Iowa levy their own income tax, and none of it is included in the $35,000 figures here; the local income tax pages explain how it works.

These Iowa figures treat the whole $35,000 as wages, take the standard deduction, claim no dependents and include no federal credits. A pre-tax 401(k) contribution or health premium would lower taxable income and raise take-home; a second income or itemized deductions would change it again.