$40,000 After Taxes in Minnesota (2026)

A single filer paid $40,000 in Minnesota has $23,900 of federal taxable income after the $16,100 standard deduction. The top slice of that income falls in the 12% federal bracket, which starts at $12,400 of taxable income, and federal income tax comes to $2,620, or 6.55% of the salary.

Payroll tax is federal and the same in Minnesota as everywhere else: on $40,000 of wages it is $3,060, made up of $2,480 of Social Security at 6.2% of every dollar and $580 of Medicare at 1.45%.

Minnesota taxable income is $24,700, and its top slice reaches the 5.35% Minnesota rate, below the state's 9.85% top rate. State income tax is $1,321, 3.30% of the salary. Four brackets at 5.35%, 6.80%, 7.85% and 9.85%; the rates themselves have not changed since 2013.

Altogether $7,001 of a $40,000 Minnesota salary goes to tax, an effective total rate of 17.50%, which leaves $32,999 a year: $2,750 a month, $1,269 every two weeks, $635 a week, or $16 an hour over 2,080 hours.

At $40,000, Minnesota ranks 40th of 51 jurisdictions for take-home pay, highest first. A no-tax state leaves $1,321 more a year, and the median state $270 more than Minnesota. The lowest take-home at $40,000 is $31,886, in Oregon, $1,113 less than in Minnesota.

Across the state line the same $40,000 leaves a single filer: North Dakota $34,320, $1,321 more; South Dakota $34,320, $1,321 more; Iowa $33,452, $453 more; Wisconsin $33,236, $238 more.

These Minnesota figures treat the whole $40,000 as wages, take the standard deduction, claim no dependents and include no federal credits. A pre-tax 401(k) contribution or health premium would lower taxable income and raise take-home; a second income or itemized deductions would change it again.