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Tax year 2026

Indiana vs Michigan Income Tax — 2026

A single filer earning $100,000 pays $1,079 less per year in Indiana than in Michigan — $90 a month. Indiana charges $2,921; Michigan charges $3,999.

Why this pair has a page: bordering states.

Indiana at $100K
$2,921
2.92%
Michigan at $100K
$3,999
4.00%
Annual difference
$1,079
$90 a month
National ranks
14 vs 29
of 50, lowest tax first

The bill at every income

Single filer, standard deduction, no dependents. State income tax only.

Indiana and Michigan income tax compared at seven income levels, 2026
Gross incomeIndiana taxMichigan taxDifference
$50,000$1,446$1,874$429 less in IN
$75,000$2,183$2,937$754 less in IN
$100,000$2,921$3,999$1,079 less in IN
$150,000$4,396$6,124$1,729 less in IN
$250,000$7,346$10,374$3,029 less in IN
$500,000$14,721$20,999$6,279 less in IN
$1,000,000$29,471$42,249$12,779 less in IN
Annual state income tax, Indiana versus Michigan
IN at $50,000: $1,446IN at $50,000$1,446MI at $50,000: $1,874MI at $50,000$1,874IN at $75,000: $2,183IN at $75,000$2,183MI at $75,000: $2,937MI at $75,000$2,937IN at $100,000: $2,921IN at $100,000$2,921MI at $100,000: $3,999MI at $100,000$3,999IN at $150,000: $4,396IN at $150,000$4,396MI at $150,000: $6,124MI at $150,000$6,124IN at $250,000: $7,346IN at $250,000$7,346MI at $250,000: $10,374MI at $250,000$10,374IN at $500,000: $14,721IN at $500,000$14,721MI at $500,000: $20,999MI at $500,000$20,999IN at $1,000,000: $29,471IN at $1,000,000$29,471MI at $1,000,000: $42,249MI at $1,000,000$42,249

How the two systems differ

Indiana and Michigan income tax systems compared
IndianaMichigan
Tax structureFlat rateFlat rate
Top marginal rate2.95%4.25%
Number of brackets11
Standard deduction (single)NoneNone
Personal exemption$1,000$5,900
Local income taxesYesYes
Capital gainsordinaryordinary
Population (2024)6,924,27510,140,459

By filing status

Indiana and Michigan tax on $100,000 by filing status, 2026
Filing statusIndianaMichiganDifference
Single$2,921$3,999$1,079 less in IN
Married filing jointly$2,891$3,749$858 less in IN
Married filing separately$2,921$3,999$1,079 less in IN
Head of household$2,921$3,999$1,079 less in IN

Change the assumptions

Adjust income and filing status, or swap either state. The URL updates so you can share the exact comparison.

At $100,000 as a single filer, Indiana costs $1,079 less per year than Michigan — $90 a month.

Indiana compared with Michigan at $100,000
IndianaMichiganDifference
State income tax$2,921$3,999$1,079
Per month$243$333$90
Effective rate2.92%4.00%1.08 pts
Marginal rate2.95%4.25%1.30 pts
Standard deduction$0$0$0
Taxable income$99,000$94,100$4,900
Tax structureFlat rateFlat rate
Local income taxesYesYes

Local taxes are not included above. Indiana and Michigan have localities that levy their own income tax on top of the state figure. See each state page for the rates that apply.

Full detail: Indiana · Michigan · methodology

Local income taxes change this picture

What this comparison leaves out

Sources for both states

  1. 1.Indiana Department of RevenueState revenue department
    Departmental Notice #1, effective Jan. 1, 2026 (R46 / 01-26)
    https://www.in.gov/dor/files/dn01.pdf
    Retrieved · "For 2026, the state adjusted gross income tax rate for individuals is 2.95%." Carries the county income tax rate chart for all 92 counties.
  2. 2.Michigan Department of TreasuryState revenue department
    Form 446, 2026 Michigan Income Tax Withholding Guide
    https://www.michigan.gov/taxes/-/media/Project/Websites/taxes/Forms/SUW/TY2026/446_Withholding-Guide_2026.pdf
    Retrieved · Cover line: "Withholding Rate: 4.25% Personal Exemption Amount: $5,900".

Figures on this page were last checked against these sources on . Found something wrong? Report it.