Illinois vs Michigan Income Tax — 2026
A single filer earning $100,000 pays $806 less per year in Michigan than in Illinois — $67 a month. Illinois charges $4,805; Michigan charges $3,999.
Why this pair has a page: two of the largest taxing states.
The bill at every income
Single filer, standard deduction, no dependents. State income tax only.
| Gross income | Illinois tax | Michigan tax | Difference |
|---|---|---|---|
| $50,000 | $2,330 | $1,874 | $456 less in MI |
| $75,000 | $3,568 | $2,937 | $631 less in MI |
| $100,000 | $4,805 | $3,999 | $806 less in MI |
| $150,000 | $7,280 | $6,124 | $1,156 less in MI |
| $250,000 | $12,230 | $10,374 | $1,856 less in MI |
| $500,000 | $24,605 | $20,999 | $3,606 less in MI |
| $1,000,000 | $49,355 | $42,249 | $7,106 less in MI |
How the two systems differ
| Illinois | Michigan | |
|---|---|---|
| Tax structure | Flat rate | Flat rate |
| Top marginal rate | 4.95% | 4.25% |
| Number of brackets | 1 | 1 |
| Standard deduction (single) | None | None |
| Personal exemption | $2,925 | $5,900 |
| Local income taxes | No | Yes |
| Capital gains | ordinary | ordinary |
| Population (2024) | 12,710,158 | 10,140,459 |
By filing status
| Filing status | Illinois | Michigan | Difference |
|---|---|---|---|
| Single | $4,805 | $3,999 | $806 less in MI |
| Married filing jointly | $4,660 | $3,749 | $912 less in MI |
| Married filing separately | $4,805 | $3,999 | $806 less in MI |
| Head of household | $4,805 | $3,999 | $806 less in MI |
Change the assumptions
Adjust income and filing status, or swap either state. The URL updates so you can share the exact comparison.
At $100,000 as a single filer, Michigan costs $806 less per year than Illinois — $67 a month.
| Illinois | Michigan | Difference | |
|---|---|---|---|
| State income tax | $4,805 | $3,999 | $806 |
| Per month | $400 | $333 | $67 |
| Effective rate | 4.81% | 4.00% | 0.81 pts |
| Marginal rate | 4.95% | 4.25% | 0.70 pts |
| Standard deduction | $0 | $0 | $0 |
| Taxable income | $97,075 | $94,100 | $2,975 |
| Tax structure | Flat rate | Flat rate | |
| Local income taxes | No | Yes |
Local taxes are not included above. Michigan has localities that levy their own income tax on top of the state figure. See each state page for the rates that apply.
Full detail: Illinois · Michigan · methodology
Local income taxes change this picture
What this comparison leaves out
Sources for both states
- 1.Illinois Department of RevenueState revenue departmentFY 2026-15, What's New for Illinois Income TaxesRetrieved · "The personal exemption amount for tax year 2026 will increase to $2,925." Also states the $500,000 / $250,000 AGI cut-off.
- 2.Michigan Department of TreasuryState revenue departmentForm 446, 2026 Michigan Income Tax Withholding GuideRetrieved · Cover line: "Withholding Rate: 4.25% Personal Exemption Amount: $5,900".
Figures on this page were last checked against these sources on . Found something wrong? Report it.