Moving from California to Texas
At $100,000 a single filer saves $5,055 a year by moving from California to Texas — $421 a month. California charges $5,055 at that income and Texas charges $0, an effective 5.05% against 0.00%.
The gap is not constant. At $50,000 it is $1,040; at $500,000 it is $43,968. Texas levies no individual income tax, so the whole of your California bill disappears and the saving grows with every dollar you earn.
California: tax year 2025 figures. The California amounts shown here are the 2025 brackets, standard deduction and exemptions, published for 2026 because California has not yet published its 2026 inflation-indexed brackets, standard deduction or exemption credits. The 2026 Form 540-ES instructions confirm the structure for 2026 — nine brackets from 1% to 12.3% plus the 1% Behavioral Health Services Tax above $1,000,000 — and direct taxpayers to the 2025 standard deduction and exemption credit amounts in the meantime. Source: California Franchise Tax Board, 2025 California Tax Rate Schedules (Form 540 booklet), verified .
The move priced at every income
State income tax in both jurisdictions for tax year 2026, at the standard tiers. Change the filing status to see how the answer moves.
| Income | California tax2025 brackets | Texas tax | Change per year | Change per month | Effective rate |
|---|---|---|---|---|---|
| $50,000 | $1,040 | $0 | −$1,040 | −$87 | 2.08% → 0.00% |
| $75,000 | $2,775 | $0 | −$2,775 | −$231 | 3.70% → 0.00% |
| $100,000 | $5,055 | $0 | −$5,055 | −$421 | 5.05% → 0.00% |
| $150,000 | $9,705 | $0 | −$9,705 | −$809 | 6.47% → 0.00% |
| $250,000 | $19,005 | $0 | −$19,005 | −$1,584 | 7.60% → 0.00% |
| $500,000 | $43,968 | $0 | −$43,968 | −$3,664 | 8.79% → 0.00% |
California: tax year 2025 figures. The California amounts shown here are the 2025 brackets, standard deduction and exemptions, published for 2026 because California has not yet published its 2026 inflation-indexed brackets, standard deduction or exemption credits. The 2026 Form 540-ES instructions confirm the structure for 2026 — nine brackets from 1% to 12.3% plus the 1% Behavioral Health Services Tax above $1,000,000 — and direct taxpayers to the 2025 standard deduction and exemption credit amounts in the meantime. Source: California Franchise Tax Board, 2025 California Tax Rate Schedules (Form 540 booklet), verified .
Want a figure for your own income? Open this pair in the moving calculator, which also takes Maryland county and New York City local taxes.
Both states at $100,000
California (leaving)2025 brackets
$100,000 · Single · TY2026California: tax year 2025 figures. The California amounts shown here are the 2025 brackets, standard deduction and exemptions, published for 2026 because California has not yet published its 2026 inflation-indexed brackets, standard deduction or exemption credits. The 2026 Form 540-ES instructions confirm the structure for 2026 — nine brackets from 1% to 12.3% plus the 1% Behavioral Health Services Tax above $1,000,000 — and direct taxpayers to the 2025 standard deduction and exemption credit amounts in the meantime. Source: California Franchise Tax Board, 2025 California Tax Rate Schedules (Form 540 booklet), verified .
Texas (arriving)
$100,000 · Single · TY2026How many people make this move
77,161 people moved from California to Texas in 2024, give or take 9,059 — the American Community Survey is a sample, and its margin of error on a flow this size is wide. That makes it the single busiest of the 57 routes this site covers.
The traffic runs both ways: 45,447 people moved the other way, from Texas to California, in the same year. That is a net 31,714 toward Texas. The return trip has its own page: moving from Texas to California.
Movers: U.S. Census Bureau, Table 1. State-to-State Migration Flows: 2024 (American Community Survey 1-year estimates) (retrieved 2026-09-23). Universe: population 1 year and over in the united states. Tax figures are computed from each state's own rate schedule and are unrelated to this dataset.
What else changes between California and Texas
Capital gains. A long-term gain meets a top rate of 13.30% in California and 0.00% in Texas.
California, today: California is the plainest statement of the rule in the country and the most expensive. The 2025 Form 540 instructions for line 7a say: "California taxes long and short term capital gains as regular income. No special rate for long term capital gains exists." The top bracket is 12.3%, and a 1% Behavioral Health Services Tax on taxable income over $1,000,000 takes the top to 13.3% — the highest rate on a long-term gain anywhere in the United States.
Texas, after the move: Texas taxes no individual capital gain. Article VIII, section 24-a of the Texas Constitution, added by H.J.R. 38 in 2019, provides that "The legislature may not impose a tax on the net incomes of individuals, including an individual's share of partnership and unincorporated association income." Compare every state.
Retirement income. Texas: Texas levies no individual income tax, so Social Security benefits are not taxed at the state level. Compare every state.
Direction of travel. California's top rate has not moved since 2021. Texas's top rate has not moved since 2021. California history · Texas history.
What this does not answer
State income tax only. Property tax, sales tax and housing costs usually matter more to a moving decision than the figures on this page, and none of them is here.
A full year in each state. In the year you move you will normally file part-year returns in both, splitting the income between them, so neither column is what you will actually pay that year.
Rates are tax year 2026. Sources: California Franchise Tax Board and Texas Comptroller of Public Accounts. How we verify this data · Disclaimer