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Tax year 2026

New Jersey vs Tennessee Income Tax — 2026

A single filer earning $100,000 pays $4,180 less per year in Tennessee than in New Jersey — $348 a month. New Jersey charges $4,180; Tennessee charges $0.

Why this pair has a page: common relocation pair.

New Jersey at $100K
$4,180
4.18%
Tennessee at $100K
$0
0.00%
Annual difference
$4,180
$348 a month
National ranks
31 vs 6
of 50, lowest tax first

The bill at every income

Single filer, standard deduction, no dependents. State income tax only.

New Jersey and Tennessee income tax compared at seven income levels, 2026
Gross incomeNew Jersey taxTennessee taxDifference
$50,000$1,215$0$1,215 less in TN
$75,000$2,596$0$2,596 less in TN
$100,000$4,180$0$4,180 less in TN
$150,000$7,365$0$7,365 less in TN
$250,000$13,735$0$13,735 less in TN
$500,000$29,660$0$29,660 less in TN
$1,000,000$74,484$0$74,484 less in TN
Annual state income tax, New Jersey versus Tennessee
NJ at $50,000: $1,215NJ at $50,000$1,215TN at $50,000: $0TN at $50,000$0NJ at $75,000: $2,596NJ at $75,000$2,596TN at $75,000: $0TN at $75,000$0NJ at $100,000: $4,180NJ at $100,000$4,180TN at $100,000: $0TN at $100,000$0NJ at $150,000: $7,365NJ at $150,000$7,365TN at $150,000: $0TN at $150,000$0NJ at $250,000: $13,735NJ at $250,000$13,735TN at $250,000: $0TN at $250,000$0NJ at $500,000: $29,660NJ at $500,000$29,660TN at $500,000: $0TN at $500,000$0NJ at $1,000,000: $74,484NJ at $1,000,000$74,484TN at $1,000,000: $0TN at $1,000,000$0

How the two systems differ

New Jersey and Tennessee income tax systems compared
New JerseyTennessee
Tax structureGraduatedNo income tax
Top marginal rate10.75%None
Number of brackets7—
Standard deduction (single)None—
Personal exemption$1,000—
Local income taxesNoNo
Capital gainsordinarynone
Population (2024)9,500,8517,227,750

By filing status

New Jersey and Tennessee tax on $100,000 by filing status, 2026
Filing statusNew JerseyTennesseeDifference
Single$4,180$0$4,180 less in TN
Married filing jointly$2,640$0$2,640 less in TN
Married filing separately$4,180$0$4,180 less in TN
Head of household$2,695$0$2,695 less in TN

Change the assumptions

Adjust income and filing status, or swap either state. The URL updates so you can share the exact comparison.

At $100,000 as a single filer, Tennessee costs $4,180 less per year than New Jersey — $348 a month.

New Jersey compared with Tennessee at $100,000
New JerseyTennesseeDifference
State income tax$4,180$0$4,180
Per month$348$0$348
Effective rate4.18%0.00%4.18 pts
Marginal rate6.37%None6.37 pts
Standard deduction$0—$0
Taxable income$99,000—$99,000
Tax structureGraduatedNo income tax
Local income taxesNoNo

Full detail: New Jersey · Tennessee · methodology

What this comparison leaves out

Sources for both states

  1. 1.New Jersey Division of TaxationState revenue department
    New Jersey Tax Rate Schedules - 2020 and After (linked from NJ Income Tax Rates, page updated 03/24/26)
    https://www.nj.gov/treasury/taxation/pdf/current/njtaxratesch.pdf
    Retrieved
  2. 2.Tax FoundationResearch organisation (cross-check)
    State Individual Income Tax Rates and Brackets, 2025
    https://taxfoundation.org/data/all/state/state-income-tax-rates/
    Retrieved
  3. 3.Tennessee Department of RevenueState revenue department
    Hall Income Tax
    https://www.tn.gov/revenue/taxes/hall-income-tax.html
    Retrieved · "The Hall Income tax was repealed for tax periods that begin on January 1, 2021, or later."

Figures on this page were last checked against these sources on . Found something wrong? Report it.