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Tax year 2026

New Jersey vs New York Income Tax — 2026

A single filer earning $100,000 pays $680 less per year in New Jersey than in New York — $57 a month. New Jersey charges $4,180; New York charges $4,860.

Why this pair has a page: bordering states; two of the largest taxing states.

New Jersey at $100K
$4,180
4.18%
New York at $100K
$4,860
4.86%
Annual difference
$680
$57 a month
National ranks
31 vs 43
of 50, lowest tax first

The bill at every income

Single filer, standard deduction, no dependents. State income tax only.

New Jersey and New York income tax compared at seven income levels, 2026
Gross incomeNew Jersey taxNew York taxDifference
$50,000$1,215$2,103$888 less in NJ
$75,000$2,596$3,453$857 less in NJ
$100,000$4,180$4,860$680 less in NJ
$150,000$7,365$7,810$445 less in NJ
$250,000$13,735$13,962$227 less in NJ
$500,000$29,660$31,087$1,427 less in NJ
$1,000,000$74,484$65,337$9,147 less in NY
Annual state income tax, New Jersey versus New York
NJ at $50,000: $1,215NJ at $50,000$1,215NY at $50,000: $2,103NY at $50,000$2,103NJ at $75,000: $2,596NJ at $75,000$2,596NY at $75,000: $3,453NY at $75,000$3,453NJ at $100,000: $4,180NJ at $100,000$4,180NY at $100,000: $4,860NY at $100,000$4,860NJ at $150,000: $7,365NJ at $150,000$7,365NY at $150,000: $7,810NY at $150,000$7,810NJ at $250,000: $13,735NJ at $250,000$13,735NY at $250,000: $13,962NY at $250,000$13,962NJ at $500,000: $29,660NJ at $500,000$29,660NY at $500,000: $31,087NY at $500,000$31,087NJ at $1,000,000: $74,484NJ at $1,000,000$74,484NY at $1,000,000: $65,337NY at $1,000,000$65,337

How the two systems differ

New Jersey and New York income tax systems compared
New JerseyNew York
Tax structureGraduatedGraduated
Top marginal rate10.75%10.9%
Number of brackets79
Standard deduction (single)None$8,000
Personal exemption$1,000None
Local income taxesNoYes
Capital gainsordinaryordinary
Population (2024)9,500,85119,867,248

By filing status

New Jersey and New York tax on $100,000 by filing status, 2026
Filing statusNew JerseyNew YorkDifference
Single$4,180$4,860$680 less in NJ
Married filing jointly$2,640$4,201$1,561 less in NJ
Married filing separately$4,180$4,860$680 less in NJ
Head of household$2,695$4,547$1,852 less in NJ

Change the assumptions

Adjust income and filing status, or swap either state. The URL updates so you can share the exact comparison.

At $100,000 as a single filer, New Jersey costs $680 less per year than New York — $57 a month.

New Jersey compared with New York at $100,000
New JerseyNew YorkDifference
State income tax$4,180$4,860$680
Per month$348$405$57
Effective rate4.18%4.86%0.68 pts
Marginal rate6.37%5.9%0.47 pts
Standard deduction$0$8,000$8,000
Taxable income$99,000$92,000$7,000
Tax structureGraduatedGraduated
Local income taxesNoYes

Local taxes are not included above. New York has localities that levy their own income tax on top of the state figure. See each state page for the rates that apply.

Full detail: New Jersey · New York · methodology

Local income taxes change this picture

What this comparison leaves out

Sources for both states

  1. 1.New Jersey Division of TaxationState revenue department
    New Jersey Tax Rate Schedules - 2020 and After (linked from NJ Income Tax Rates, page updated 03/24/26)
    https://www.nj.gov/treasury/taxation/pdf/current/njtaxratesch.pdf
    Retrieved
  2. 2.Tax FoundationResearch organisation (cross-check)
    State Individual Income Tax Rates and Brackets, 2025
    https://taxfoundation.org/data/all/state/state-income-tax-rates/
    Retrieved
  3. 3.New York State Department of Taxation and FinanceState revenue department
    Instructions for Form IT-2105, Estimated Tax Payment Voucher for Individuals (IT-2105-I, 2026) — 2026 New York State and New York City tax rate schedules and standard deduction table
    https://www.tax.ny.gov/pdf/current_forms/it/it2105i.pdf
    Retrieved

Figures on this page were last checked against these sources on . Found something wrong? Report it.