Florida vs New York Income Tax — 2026
A single filer earning $100,000 pays $4,860 less per year in Florida than in New York — $405 a month. Florida charges $0; New York charges $4,860.
Why this pair has a page: common relocation pair.
The bill at every income
Single filer, standard deduction, no dependents. State income tax only.
| Gross income | Florida tax | New York tax | Difference |
|---|---|---|---|
| $50,000 | $0 | $2,103 | $2,103 less in FL |
| $75,000 | $0 | $3,453 | $3,453 less in FL |
| $100,000 | $0 | $4,860 | $4,860 less in FL |
| $150,000 | $0 | $7,810 | $7,810 less in FL |
| $250,000 | $0 | $13,962 | $13,962 less in FL |
| $500,000 | $0 | $31,087 | $31,087 less in FL |
| $1,000,000 | $0 | $65,337 | $65,337 less in FL |
How the two systems differ
| Florida | New York | |
|---|---|---|
| Tax structure | No income tax | Graduated |
| Top marginal rate | None | 10.9% |
| Number of brackets | — | 9 |
| Standard deduction (single) | — | $8,000 |
| Personal exemption | — | None |
| Local income taxes | No | Yes |
| Capital gains | none | ordinary |
| Population (2024) | 23,372,215 | 19,867,248 |
By filing status
| Filing status | Florida | New York | Difference |
|---|---|---|---|
| Single | $0 | $4,860 | $4,860 less in FL |
| Married filing jointly | $0 | $4,201 | $4,201 less in FL |
| Married filing separately | $0 | $4,860 | $4,860 less in FL |
| Head of household | $0 | $4,547 | $4,547 less in FL |
Change the assumptions
Adjust income and filing status, or swap either state. The URL updates so you can share the exact comparison.
At $100,000 as a single filer, Florida costs $4,860 less per year than New York — $405 a month.
| Florida | New York | Difference | |
|---|---|---|---|
| State income tax | $0 | $4,860 | $4,860 |
| Per month | $0 | $405 | $405 |
| Effective rate | 0.00% | 4.86% | 4.86 pts |
| Marginal rate | None | 5.9% | 5.90 pts |
| Standard deduction | — | $8,000 | $8,000 |
| Taxable income | — | $92,000 | $92,000 |
| Tax structure | No income tax | Graduated | |
| Local income taxes | No | Yes |
Local taxes are not included above. New York has localities that levy their own income tax on top of the state figure. See each state page for the rates that apply.
Full detail: Florida · New York · methodology
Local income taxes change this picture
What this comparison leaves out
Sources for both states
- 1.Florida Department of RevenueState revenue departmentFAQ: Do I have to file a personal income tax return in Florida?Retrieved · States: "Florida does not impose a personal income tax, so there are no filing requirements."
- 2.Florida Legislature (Florida Senate)State statuteFlorida Constitution, Article VII, Section 5 - Estate, inheritance and income taxesRetrieved · Art. VII, s. 5(a): "No tax upon estates or inheritances or upon the income of natural persons who are residents or citizens of the state shall be levied by the state, or under its authority, in excess of the aggregate of amounts which may be allowed to be credited upon or deducted from any similar tax levied by the United States or any state."
- 3.New York State Department of Taxation and FinanceState revenue departmentInstructions for Form IT-2105, Estimated Tax Payment Voucher for Individuals (IT-2105-I, 2026) — 2026 New York State and New York City tax rate schedules and standard deduction tableRetrieved
- 4.Tax FoundationResearch organisation (cross-check)State Individual Income Tax Rates and Brackets, 2025Retrieved
Figures on this page were last checked against these sources on . Found something wrong? Report it.